This is the contiuation from avoiding banks from tapping into your funds. Dont be robbed by financial instituation, or at least know what you are getting into when signing a mortgage note1 http://www.statenislandunitedwegrow.com/phorum/list.php?38 Wed, 08 Sep 2010 07:00:53 -0400 Phorum 5.2.9a http://www.statenislandunitedwegrow.com/phorum/read.php?38,238,238#msg-238 http://www.statenislandunitedwegrow.com/phorum/read.php?38,238,238#msg-238 Striving for Better Days, Inc.

Continuation!





Hello friends,

This is a continuation of last week's topic. Become financially educated ,so that your family descents don't pay for it (your mistakes).

Most People are not awared that our currency is basically a bad check with insufficient funds or no true value. This currency is circulating through our economy when some day, someone is going to get stuck with a bounced check for lack of funds. I am not going into economics now, but I am going to explain to you something that has already occurred to many home owners. And, I will explain it in the most simplest terms, so that we can all understand and be enlightened. And it's regarding our nation's foreclosures. As I mentioned last week, beware of financial institution stealing your funds.

Our economy will always go through up's and down turns, including wars every ten to twenty years. This is what keeps an elite group of people wealthy and in power; while puting our nation in more debt, meanwhile the average American has to work harder,longer hours, and pay more taxes to pay the nation's debt off; this of course, while others are benefiting from it. Surely, not the average American! You don't have to be that old to realize the value of our dollar (the buying power) has diminished compared to, let's say, 40 years ago; if your not sure, ask your dad, or an older relative. Otherwise, get yourself a good book on micro-economics.

We as Americans, need to stay away from watching too much television. Otherwise, we'll keep ourselves distracted through the media and entertainment, and we will not have enough time to allocate towards financial education. If we don't change our habits, we'll become -- if not us our childrens --financial slaves. I really suggest that you pick up a book, educate yourself financially, and follow the money. Where does it goes? You can start by YouTubing (YouTube) The Federal Reserve Bank, and the Rothschild for those whom do not like to read.

I don't want to sound like a conspiracy theorist, because I'm not. However, everything that happens in our economy, is not an accident. It is well planned by an elite group and very, very wealthy individuals, whom are playing monopoly with us. Our government has statistics on everything; including how many people buy toilet paper; do you really think they didn't forsee or know what was coming? Especially, after what had occured during the great depression. Nothing happens unless it was meant to happen for a higher cause of their own, or their purposes and agendas. They have hypnotize the world through the news and media while making you believe that the end is near. thus, you willingly give up your rights because of it -- figuratively speaking.

Let me give you an example: We have all heard and blamed this mess mostly on subprime banks, or people whom took out loans that they couldn't afford. And, Im certain most of you believe that. I'm sure, you also believe that banks lost out on a lot of money. However, do you know the percent, or ratios of foreclosures compared to those that didn't foreclosed? According to a press release article dated Nov. 29, 2007 by RealtyTrac.com noted, "The national forclosure rate for the month was one foreclosure filling for every 555 households" Refering to the highest month of foreclosures thus far, reported on October 2007. This is one out of 555 households nationwide, or one out of 1,255 households in New York.

Why are these statistics important? Simply because, I know that large banks could have easily taking minor losses as a tax write off, and restructured and negotiated the terms of their loans making it more affordable to a small minority of home owners whom were in trouble. Instead, they basically said the hell with them. Then they turned around stopped giving out credit, forced small banks to shut down, while selling the properties that they foreclosed upon; sometimes for less than half of their value. Sold for less than most home owners would have paid to avoid losing them. Does this make any sense to you? So, that been said, you may think they lost out 50% of their money. However, have you ever considered the other home owners and investors that weren't having problems? The banks just robbed their equities and investors' networth. In simple terms, out of one house in New York that they've sold for half off, they have just robbed the value and equity on 1,255 households that month. Great profit wouldn't you say!

Let me explain it to you as a real-estate investor. Any property -- unless commercial-- is worth according to four comparables of recent sales within 6 months sold, and half a mile radius from any property. They, knowing this, and having many properties in their portfolio, they've monopolized most neighborhood and lowered their home values. Practically stealing your money that you've already invested on your properties, and/or your networth. Furthermore, they have used the media to cause public fear and panic by coercing individuals to refinance starting the full interests on loans all over again. Most of what you pay the first 12 years is interests; 5 to 6 times as much depending on the amount of years. They entice you with an illusioned interest rate (for example) of 6.5% on a 300,000 loan. However, in reality on a 12 years span, you would have paid off only $56,531.23 towards the principal (initial money borrowed) compared to $216,551.53 towards interests. They knowing statistically that you will most likely --after 12 years -- refinance to update your kitchen, or upgrade to a bigger house, or sell it because of a family addition; thus, starting the inslavement of interests all over again. If you are one of the rare few whom hold on to your house for 30 years without refinancing, you'll still would have paid more than double the amount borrowed. You'll pay anywhere from $382,633.47 to $402,000. on interests alone on 30 years. All depending on how much the bank applies, out of your mortgage payments, towards principal. Usually, out of a monthly mortgage payment of $1,896.00 a month or $22,754.40 a year, $19,500 is apply towards interests first, and the remaining $3,254. towards principal. (This is based on a $300,000 note at 6.5% interests). Check your mortgage statements.

Let me put it to you this way. Instead of the word interests, which is against the bible by the way, let's give it its value in time. Depending on how much you get paid, on average, you and your significant other will work for free an additional 16 years after paying your debt in full, or the actual money borrowed as an appreciation for the loan. This 16 years called interests, I call enslavement for something that is not actually yours but an illusion. However, you can use your knowledge and creativity to use their money to your advantage, while becoming financially free. Don't be a slave. Use their own money to become free and independent.

I can show you how to use their money while multiplying the value for you or return on investments. Turn $30,000 to over $150,000 or more. However, I will not show you this for free, and it will not be cheap. I've already given a lot of free info on our website's forum and newsletters. It's not going to cost you $10,000, nor $5,000, although, my secrets are worth a lot more. But, if you want to know my secrets on making positive cash flow, and turning their own money into more value for you, set-up an appointment with me, or give me a call. For $1,000.00, I can show you how to become financially independent. However, this is not a quick get rich scheme. Take advantage of this! I may charge more later on. One secret that I will give you is, money does not make more money. Ideas and creativity makes money. Go study my 11 Secrets to Success that even newspaper's columnists has borrowed from me. It can change your life if you implement it.

Sincerely,

George Almodovar

CEO of Striving for Better Days, Inc.]]> admin Continuation ON Protecting Your Funds From Banks! Thu, 11 Jun 2009 17:10:10 -0400